Losses, unless otherwise excluded, of the structure of your building, including the walls, roof, and attached fixtures. It can also be extended to structures separated from your dwelling, such as detached garages, storage sheds, fence, and more.
Your belongings — electronics, furniture, clothing and more — in the event of theft, a fire, or other loss events.
Financial risk of accidents that happen on your property, as well as injury or damage you or your family might cause away from your property. This coverage can help provide legal services for such a case, should the need arise.
Cost reimbursement of medical expenses incurred by guests who have had an accident on your property.